Justice Federal Credit Union is now offering 6.14% apy on their Grow With Me youth share certificate. The minimum/maximum initial funding requirement for this account is $1,000. For every birthday under the age of 18, an additional $1,000 can be deposited into the account. After 12 months this account switches to a variable rate which is based on the Fed Funds Rate plus a margin of 1.00%. At the age of 18 this account will turn into a student checking account.

Field of membership in Justice FCU is open to relatives of eligible members, a variety of contractor employees, US and DC Court employees, Department of Homeland Security and Department of Justice employees and retirees, as well as members of certain Law Enforcement Associations and other eligible groups. Many should be able to find themselves eligible for membership in Justice FCU by being a member of the National Legal Aid and Defender Association.

San Francisco FCU is offering a special 8-month certificate with a yield of 5.55% APY. The minimum deposit is $500, and the maximum deposit is $50,000. It has a one-time bump-up option which allows you to request a bump-up in the rate to the APY offered on their 6-month CD. I doubt this will be useful considering rates are falling and that their current 6-month CD yield for a $50K deposit is only 5.07% APY. This offer is scheduled to end on 10/31/07.

The credit union is federally insured by the NCUA (Charter # 24542). It has $600.6 million in assets and 30,207 members.

Pacific Service Credit Union is offering a “7 for 11″ share certificate promotion. When you open a regular share certificate with a minimum deposit of $40,000 or more and a term of 12 months or longer, you can open up an 11 month share certificate with a yield of 7.00% apy on the first $10,000. The funds for this offer must come from money new to the credit union. At current rates, the best way to maximize the overall yield on this offer is to put in $10,000 into the 11 month 7.00% apy share certificate and $40,000 in the a 12 month share certificate which currently yields 5.20% apy. See site for more information.

Field of membership for Pacific Service Credit Union includes employees and retirees of PG&E Corporation and its domestic subsidiaries as well as “anyone who lives, works, attends school, or worships in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano or Sonoma counties”. Membership is also open to a variety of other groups and individuals. See site for details.

Visions Federal Credit Union is offering 5.65% apy on their 12-41 month share certificates. 5 year share certificates also earn 5.65% apy. These yields are good for both regular and IRA share certificates.

The credit union is also offering 5.87% apy on a 32 month IRA Super Saver share certificate special. The minimum deposit requirement for all of the aforementioned certificates is $500.

Bay Federal Credit Union in the Santa Cruz/Monterey area of California has several high-rate CDs. These include a 6.02% apy 5-Year CD, a 5.92% apy 4-Year CD, a 5.81% apy 3-Year CD, and 5.76% 2-Year, 18-Month, and 1-Year CD. Minimum deposit to open is $10,000.

High rates are also offered on CDs with lower balances. Minimum deposit of $1,000 to $9,999 earns 5.92% on the 5-Year term, 5.81% on the 4-Year term, 5.71% on the 3-Year term, and 5.65% on the 2-Year, 18-Month, and 1-Year terms.

Fairwinds Credit Union is offering several high rate certificates of deposit. Yields include 5.44%, 5.50%, 5.55%, 5.60% and 5.65% APY for terms of 6, 12/24, 36, 48 and 60 months. The minimum deposit is $500. An extra 0.05% on the rates is applied for Jumbo CDs with a minimum of $100K. Also, members who’ve earned relationship rewards can receive yields up to 6.05% APY.

Field of membership includes those living or working in the following Central Florida counties: Brevard, Polk, Lake, Orange, Osceola, Seminole and Volusia. There’s also a large list of select employer groups. In addition, active or retired military personnel or dependents receiving military benefits are eligible.

Branches are located in Orlando and throughout Central Florida. Fairwinds is federally insured by the NCUA. It’s a large credit union with $1.45 billion in assets and 135,892 members

All South Federal Credit Union is offering 5.61% apy on a 12 month jumbo share certificate special. The minimum deposit requirement for this certificate is $100,000. Lower rates are available for certificates with lesser deposit requirements. See site for details.

Field of membership in All South Federal Credit Union is extended to those who live, work, worship, or attend school in the South Carolina Counties of Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw or Calhoun.

MIT Federal Credit Union of Massachusetts (MA) is offering 5.75% APY on a 60 month jumbo share certificate. The minimum deposit requirement for this rate is $50,000. Regular 60 month jumbo share certificates are also available with a yield of 5.50% APY.

This credit union also continues to offer a yield of up to 5.75% apy on an 18 month jumbo share certificate special. This is one of the best CD rates for jumbo CD’s in the area.

Field of membership in MIT Federal Credit Union includes employees of MIT who work in or are paid from Cambridge or Lexington, Massachusetts as well as current students at MIT. Members of other certain select employer organizations are also eligible for membership. MIT Federal Credit Union is NCUA insured.

MemberFocus Community Credit Union in Michigan (MI) is offering members 7.77% annual percentage yield on a 30-Day certificate. Minimum deposit to open is $1,000. The CD also has a maximum deposit limit of $10,000. At maturity, the special certificate will roll into another 30 Day CD at the then current rate. MemberFocus CU is NCUA insured.

American First Credit Union is offering 5.70% apy on a 60 month share certificate. The minimum deposit requirement for this certificate is $500.

Field of membership in American First Credit Union is extended to those who live, work, or worship in Orange County, Corona, or Chino Hills in California in addition to employees of over 100 select employer groups across the country.