Credit Union CD Rates

Bay Federal Credit Union in the Santa Cruz/Monterey area of California has several high-rate CDs. These include a 6.02% apy 5-Year CD, a 5.92% apy 4-Year CD, a 5.81% apy 3-Year CD, and 5.76% 2-Year, 18-Month, and 1-Year CD. Minimum deposit to open is $10,000.

High rates are also offered on CDs with lower balances. Minimum deposit of $1,000 to $9,999 earns 5.92% on the 5-Year term, 5.81% on the 4-Year term, 5.71% on the 3-Year term, and 5.65% on the 2-Year, 18-Month, and 1-Year terms.